Is credit direct real?
Credit Direct is a legit personal loan provider to consider. Customer reviews of the company are generally positive, with many reporting being approved and receiving their money quickly.
Does BBB Accreditation mean anything?
What does it mean to be accredited by the BBB? BBB Accreditation signifies that any business that meets the standards is “committed to make a good faith effort to resolve any consumer complaints.” The BBB takes into account any reviews received by consumers in order to create a rating for your company.
What is BBB rating?
BBB ratings represent the BBB’s opinion of how the business is likely to interact with its customers. The BBB rating is based on information BBB is able to obtain about the business, including complaints received from the public. BBB seeks and uses information directly from businesses and from public data sources.
Is credit direct a direct lender?
Credit Direct is an online lender that offers unsecured personal loans ranging from $5,000 to $40,000. If Credit Direct operates in your state, you can apply for a loan directly from Credit Direct or through its partner network. This is unusual for a lending marketplace, but it may give you access to more loan options.
Who owns credit direct?
AKINWANDE ADEMOSU– MD/CEO – Credit Direct Limited. Akinwande Ademosu is the Chief Executive Officer/Managing Director of Credit Direct Limited. A native of Ago-Iwoye, Ogun State, Nigeria, Akin holds a First Degree in Economics from Ogun State University and an MBA from the University of Nigeria, Nsukka.
Should I use a company that is not BBB accredited?
If you are an honest and reliable company that doesn’t receive complaints, then there is no need to pay the BBB. You will stay with your A+ rating and save some money. And anyways, consumers are more likely to look at Yelp or Google for reviews anymore.
Does the BBB charge money?
BBB Accredited Businesses support the mission and vision of BBB, and their dues and contributions allow BBB to offer its information and services to consumers at no charge.
Can the BBB get me a refund?
Having the BBB mediate your complaint can sometimes result in a refund, but the BBB isn’t able to force companies to fix the dispute. There are a few other places where you can report a problem that might or might not result in getting your money back.
Is the BBB legit?
The BBB is a nonprofit membership organization with chapters throughout North America that, according to its website, are “focused on advancing marketplace trust.” It promotes that mission primarily through two functions: rating businesses based on their reliability and performance, and facilitating the resolution of …
What are the advantages of direct lending?
The growth of direct lending has enabled mid-sized businesses and lenders to prosper from favorable terms, greater term flexibility, high yields and negotiable risk. Middle market businesses are far more likely to secure a sizable loan from a direct lender than from a traditional financing institution.
Does Credit Direct have an app?
Download the free Credit Suisse Direct app from the App Store.
Is Newcredit approved by CBN?
CBN Prohibits Trading, Loan Refinancing in New Credit Scheme – THISDAYLIVE.
What happens if a business is not BBB accredited?
When businesses lose their accreditation, it generally means that they simply decided to stop paying their bill. The BBB does not engage in any sort of process to protect consumers or their interests, they earn their money by essentially protecting businesses from consumer complaints.
Do people still use BBB?
More than a century later, the BBB is still relevant. Whereas retail storefronts in the pre-internet world proudly displayed the BBB seal in their shop windows, today about 400,000 BBB Accredited Businesses worldwide display the badge on their websites.
What to do if a merchant refuses to refund?
Ask the company if it will reverse the charge. If you’re not satisfied with the merchant’s response, you may be able to dispute the charge with your credit card company and have the charge reversed. This is sometimes called a chargeback. Contact your credit card company to see whether you can dispute a charge.
Is BBB a government agency?
Better Business Bureau is not affiliated with any governmental agency. Businesses that affiliate with BBB and adhere to its standards do so through industry self-regulation.
How does BBB make money?
One of the ways the BBB earns its money is by charging businesses to be “accredited.” If the business is accredited, it can use the BBB’s accreditation logo and customers may view the company as more trustworthy. To get accredited, a business has to apply and pay a fee.
Who are the biggest direct lenders?
The Top Direct Lending Funds
In the first category are firms like Ares, Goldman Sachs Merchant Banking, Apollo, Bain Capital, KKR, Blackstone (GSO), Cerberus, Fortress, and Centerbridge.
Is direct lending private credit?
Private credit is an asset defined by non-bank lending where the debt is not issued or traded on the public markets. Private credit can also be referred to as “direct lending” or “private lending”. It is a subset of “alternative credit”.
Can Online loan block my BVN?
Shedding more light on the processes for accessing online loans from a bank or fintech and how bank customers fall victims of fraudsters, a bank’s customer care official, Samuel O. said: “For you to access an online loan, you need your BVN and if you don’t pay back, they blacklist your BVN.
How do I stop loan apps from accessing my contacts?
Please kindly go to settings in your android phone, click on app & notifications. Scroll down to app permission and deny them access to your contacts, sms, photo gallery and storages on your phone, they won’t be able to reach out to your contacts anymore or post your pictures.
Can the BBB shut down a business?
The BBB does offer consumers a way to communicate with a business and voice their concerns via a third party, but they are ultimately unable to force a business to do anything.
Can BBB be trusted?
The BBB uses its own accreditation standards, which are built on the BBB Standards for Trust. These eight principles “summarize important elements of creating and maintaining trust in business.” The accreditation standards serve as a baseline code for all businesses that apply to become accredited.
Do banks refund scammed money?
Contact your bank immediately to let them know what’s happened and ask if you can get a refund. Most banks should reimburse you if you’ve transferred money to someone because of a scam.
How do you get around a no refund policy?
Company Won’t Give You a Refund? Here’s How to Get Your Money Back
- Try to Work it Out with the Merchant First.
- Option 1: Request a Chargeback.
- Option 2: Consider Mediation.
- Option 3: Sue in Small Claims.
- Option 4: Pursue Consumer Arbitration.
- FairShake Can Help Make Arbitrating a Breeze.